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These wise ways step to use your money. It will help you to control and hold the situation with safety and happy First asked you self. Do you need to be rich in order to find happiness? But if we poor and have a little bit more money you may find happy too. When you have money you can spend all of our money to buy things such as house, car, cloth, watch. Still that happiness is temporary not ever last. Of cause many people know money didn’t buy true happiness, still people struggle for it. It has many ways to make money but they have some factor that we can’t control such as common share, cataclysm politic and the world. They still have some factors that controllable such as investment, number of your workers and reserved money. Henceforth these 6 steps will help control your financial destination. 1. Organize your life style. You do not have to find a specialist to help manage your finance or buy an organizer to memorize your financial profile. Just do it by yourself. You may plan a good organize plan that fit your life style and easy resolve your financial problem. First thing you must do is uncover or find your old financial record or receipt, manage and organize according to your financial plan such as personal expense, investment, credit card insurance policy and public utility expense. Afterward you may devote your time about 20 minute to clear up your finance. Try to pay up your bill before the appoint day. It will make you feel relax, erase your anxiousness and make you feel that you can control the situation. 2. Expense wisely and reasonable The luxury watch or one nice and expensive meal from famous restaurant can satisfy you but might hurt you later from exceed expense. You must differentiate between wisely act and unwisely act by expense. You may have to change your behavior in order to act as plan. Extravagance of unwisely act such as expensive coffee or highly cost haircut it may be cheap because you higher income but for year. You may find a total highly expense that you use without care. If you can reserve this money you may put it to good use or increase its value. It is important to make your expense and income balance. 3. Try not to have debt from credit card. To control total debt to be less or minimum as much as possible for example installment house or car won’t make you feel comfortable due to their maintain cost. Especially use credit card for maintain your property may end up having financial trouble. If you can’t avoid using credit card, try to find credit card with low interest thought internet or any media or loan with tax benefit and free annual fee. Without concern, try to disburse credit card on time. 4. Reserve your money at least 5 % Saving money is helping you to control you life easier. An easy method is to reserve your money at least 5 % before that money is used or to be automatic reserve then spend the rest up to you decision. Normally people won’t do but if you want to control your life, you must. And when you succeed other good things will come after for instance allowance management and expense record. When you have more income you might increase your reserved rate up to 6-10% for spend in future. 5. To the goal Image what you desire is the first goal concentrating your goal to be more clarity. “Brought a house” is a large concept. “Buy a 2 floors house with toilet nearest your workplace in 5 years” is muse more specify. You might use a book then write down your progress every month. This way will keep you stick to your goal with stimulated diligent and economized 6. Don’t let the greed overcome you. Always keep in mind that more money you have is the more you want. And the more you want is more expense. So be happy which do you already have. Expense is not a bad thing but you must keep in mind that you income must balance you expense. If you let greed control you, you won’t find the true happiness. At the end, more money you have doesn’t mean you will be happy if you do not know how to use it.
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